Don't own a property? Need short term funding to kick start investment strategies or consolidate debts? 21st Century Finance can now offer a flexible unsecured personal loan that's right for you.
- Choose from competitive, fixed or variable interest rates.
- Borrow from $3,000 to $40,000.
A flexible loan to suit your lifestyle
- Repayment terms from 1 to 7 years available.
- Choose to repay the loan weekly, fortnightly or monthly.
- redraw facility available on variable interest rate personal loans**
Who can apply for a 21st Century Finance Personal Loan?
To be eligible for this 21st Century Finance Personal Loan you must be:
- 18 years or older
- a permanent Australian resident.
Information you'll need to complete your Application
- Your driver's license number (if any) for each applicant.
- Weekly income (before tax) details for each applicant
- Details of your assets, savings or investments
- The repayment amounts and balances owing on any liabilities (including credit cards, store accounts etc.)
- If you are self employed you will also need recent tax information.
What to expect once you APPLY
Within 2 business days or less you will receive a response via email or phone regarding your approval.
Final approval depends on:
- Your agreement to the Privacy Act and other agreements.
- 21st Century Finance's verification of details you have provided including a credit check on each applicant.
- Your ability to provide 21st Century Finance with further information, if necessary.
Apply for a personal loan NOW
Download a personal loan application by clicking here and fax back and receive a response within 24 hours.
Have a query regarding a personal loan?
Please click here to go direct to the 21st Century Finance Personal Loans web page for more information and to submit a question direct to the 21st Century Personal Loan team.
Or, telephone 21st Century Finance on 1800 444 710 and ask to speak to Dick Graham, the Personal Loan Manager.
Important Note!
Please send your loan application direct to the 21st Century Finance team at the fax number on the application form. Please do NOT send it to us. We are pleased to provide information on our website to allow you access to personal loans but we are NOT involved in the application process. We will NOT see any of your information. In fact, we will not even know whether you have submitted an application or obtained a loan. Please deal at all times directly with 21st Century Finance. If you have any questions about this, please contact us.
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